Meet Terry Breland: Senior Loan Consultant & Account Manager for Joe Moore

Terry Breland
Senior Loan Consultant | NMLS #2117929
Account Manager for Joe Moore
Cell: 714-768-8424
Email: terry@caltap.com

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Terry Breland is a dedicated Senior Loan Consultant and Account Manager for Joe Moore, committed to delivering a smooth, informed, and client-focused mortgage experience from the first conversation through closing.

Terry specializes in serving the people who make our communities stronger-teachers, school employees, first responders, medical professionals, active and retired military members, and other public employees. Whether you are purchasing your first home, moving up, refinancing, or exploring home-equity options, Terry works alongside Joe Moore’s team to help identify financing strategies that fit your goals, timeline, and financial picture.

Through the CalTAP Home Loan Program in California and TAPUSA outside California, eligible clients may receive exclusive home-financing advantages designed to make homeownership more accessible and affordable:

1. No lender processing, origination, or underwriting fees-a potential savings of up to $1,895.
2. Free rate float-down protection if market rates improve after your loan is locked.
3. Up to $10,000 cash-back at closing when purchasing with an eligible CalTAP/TAPUSA real estate partner.
4. A match-or-beat rate and pricing guarantee, subject to program terms and disclosures.
5. Personalized support, responsive communication, and a clear roadmap from pre-approval through closing.

As Joe Moore’s Account Manager, Terry brings a service-first approach to every transaction-helping clients stay informed, prepared, and confident throughout the loan process. His goal is simple: provide trustworthy guidance, competitive options, and a mortgage experience that respects both your time and your service to the community.

Get pre-approved with Team Moore Today!