Whether it will be your first home or your dream home upgrade, CalTAP is the #1 home loan choice for Teachers, Police, Fire, Military, and other public employees.
Access the equity in your home for debt consolidation, home improvement (or) any other purpose without refinancing your low-interest rate first mortgage.
CalSTRS, CalPERS & other eligible CalTAP borrowers may explore options to use the equity in their home for renovations, cash out or simply improve loan terms.
The United States Patent and Trademark Office has granted an exclusive Service Mark for CalTAP, which signifies the California Teacher and Public Employee Home Loan Program. This recognition reflects the program’s dedication to assisting teachers, police officers, firefighters, military veterans, and other public employees in achieving the American Dream of homeownership.
CalTAP can be used for new home purchases, refinancing, or home equity loans. First-time homebuyer status is not necessary to access the programs reward benefits.
The TAPUSA - Teacher and Public Employee Home Loan Program is available outside of California with similar guidelines and incentives.
CalTAP & TAPUSA Reward Benefits:
PLUS...
Click here to Request a “FREE” Homebuyer Toolkit for your Teachers (or) other Public Employees.
Whether you're a first-time homebuyer, looking to upgrade, or interested in refinancing, call us or apply online
for the BEST rates, pricing and experience with CalTAP - Powered by Secure Choice Lending.
CalTAP Reward Benefits – discover the incredible home loan benefits and program options offered to CalSTRS and CalPERS retirement fund members as well as any employee of a California public agency. TAPUSA is available outside of California.
CalTAP Q&A – get answers to frequently asked questions about our California Teacher and Public Employee Home Loan Program for CalSTRS, CalPERS, LRS and JRS retirement fund members.
CalTAP Testimonials - find out what Teachers, Police, Fire, Military, and other public employees have to say about CalTAP!
CalTAP Homebuyer Toolkit - request a “Free” first -time homebuyer Toolkit to share with your teachers (or) other public employees. We will mail it to you!
*Click here to view our sevice mark and disclaimers for Keys in 21 Days, Free Rate Float Down & MATCH (or) BEAT Guarantee.