Apply Today: Maximize Your Home Savings with CalTAP/TAPUSA & Clever Nationwide Realtor Network

Are you a teacher, police officer, firefighter, military member, or public employee buying or refinancing in 2026? Discover the powerful alliance with CalTAP & TAPUSA (the #1 home loan program for public servants in California and forty-five states and the Clever Nationwide Realtor Network—designed to put more money in your pocket whether you are moving or investing.

CalTAP & TAPUSA Home Loan Benefits:

  1. No Underwriting or Processing Fees: Save up to $1,895 from day one—no surprise lender charges.
  2. Free Float Down: Secure your rate now and automatically gain a lower rate if the market improves after locking.
  3. Rate Match/Beat Guarantee: If you find lower pricing, we will match or beat your best rate- always assured.

Clever Nationwide Realtor Benefits:

  1. Nationwide Top-Agent Network: Gain access to Clever’s proprietary platform—find the best local agent anywhere in the U.S.
  2. 1.00% Listing Fee for $900k+ Homes: Sell your home with a top local agent for just 1% listing commission ($900,000+), 1.5% for $400,000–$899,999, or 2% under $400,000—saving thousands on realtor fees.
  3. 0.50% Cash-Back When You Buy: Use a Clever agent to buy and earn back 0.50% of your purchase price at closing (up to $10,000).
  4. Easy, Personalized Agent Matching: Clever’s AMP matches you with up to 3 leading local agents—interview, compare, and choose the best fit.

Who Qualifies for CalTAP/TAPUSA & Clever?

  1. U.S. public & private school teachers and district staff
  2. Police, sheriffs, fire, EMS, and all public agency workers
  3. Retired and active military
  4. Public employees (and families) serving nationwide communities.

Get Started in Three Steps:

1.   Begin Secure Pre-Approval (CalTAP/TAPUSA powered by Secure Choice Lending)
2.   Get Expert Guidance from Joe Moore & your local Clever/CalTAP team.
3.   Buy or Sell and Save Big with premium benefits—everywhere you call home!

Questions or Ready to Apply?

Reach out today for a no-obligation consultation or to start your secure application. You will unlock the absolute best in rates, savings, and service—guaranteed.

CalTAP


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Financing Home Loans One Community at a Time

Questions about CalTAP? Email (or) Call Us!


Joe Moore

Joe Moore
Division Manager
NMLS# 333648
Cell: 714-655-0116
Email: joe@caltap.com

Annamae Gilberti

Annamae Gilberti
CalTAP & TAPUSA Client Concierge
Clever Real Estate (Nationwide)
Cell: 314 - 888 - 9705
Email: annamae@movewithclever.com

CalTAP is our way of saying Thank You for all you do to serve your local community.

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