Powerful Debt Relief Options Accessing Your Home's Equity

Home Equity Loan Solutions that Put YOU in Control

If you’re carrying $50,000 or more in credit card or personal loan debt, it’s time to seriously consider a smarter, more cost-effective solution. Interest rates for credit cards and unsecured loans are now routinely above 22% APR— and rising —making your debt harder to pay off month after month.

With a CalTAP PLUS home equity loan or line of credit, you can consolidate high-interest debt into one manageable, low-rate payment by leveraging your home’s equity. This means thousands in savings and greater financial control, all while keeping your low-rate first mortgage intact.

CalTAP PLUS Home Equity Loan
(2nd Mortgage)

  1. Fixed interest rates starting as low as 7.125%, based on qualifying credit, equity, and chosen terms.
  2. No appraisal required for loans up to $250,000.
  3. Flexible loan terms from 10 to 30 years, tailored to fit your goals.
  4. Borrow up to 85% of your combined home value—maximum loan of $500,000.
  5. Receive your funds in as little as 10 days for quick relief.

CalTAP PLUS Home Equity Line of Credit
(HELOC)

  1. Credit limits up to 89.99% of your home's appraised value.
  2. Interest-only payments are allowed for up to 10 years, maximizing monthly cash flow.
  3. Minimum credit line: $100,000; Maximum: $500,000.
  4. Free home appraisal valuation for qualified applicants

With both options, you gain access to the flexibility and affordability you need—without the hassle or risk of refinancing your existing first mortgage. Proceeds can be used for debt consolidation, home improvements, large purchases, or any personal need, our home loan solutions are designed to put you in control.

Take Action for Maximum Savings:

High-interest debt is draining. By consolidating with CalTAP PLUS, you can dramatically decrease your payments and pay off your debt faster and more efficiently.

Get a Secure Quote today!

CalTAP


Get a Secure Quote Today!


*Indicates a Required Field
Know Your Home's Value with a Free Home Report

Click Here to request a FREE Home Valuation Report.

Did you know? The average homeowner is sitting on a treasure trove of about $290,000 in equity! This isn’t just a number—it’s a gateway to countless possibilities. Whether you’re dreaming of renovating your home, funding a child’s education, or investing in your future, your home equity could be the key. Equity is the silent partner in your financial portfolio, quietly growing as your home appreciates in value and you continue to pay down your mortgage. It's a testament to the enduring value of homeownership and a resource that can significantly impact your financial strategy. 🌟 Thinking about how to leverage this potential? Let’s explore together how your home equity can work for you, offering smart, strategic options to enhance your lifestyle or financial health. Professional guidance can unlock opportunities you may not have considered, from refinancing options to equity loans. Your home is more than a place to live; it’s a foundation for your financial future.

Ready to discover what your home’s equity can do for you? Reach out today for a personalized consultation. Let’s turn your home's value into opportunities. https://homequityreport.com/caltapplus/home-value

CalTAP and TAPUSA are our way of saying Thank You for all you do to serve your local community.


*Click here to view our sevice mark and disclaimers for Keys in 21 Days, Free Rate Float Down & MATCH (or) BEAT Guarantee.