Work with Mike Ramirez: Your Dedicated CalTAP Preferred Realtor in Southern California

Mike Ramirez
CalTAP Preferred Realtor
PLF Real Estate Solutions
BRE# 01257890
Cell: 310-968-3402
Email: mike247realtor@gmail.com
Website: mike247realtor.com

  Get Pre-Approved  |    Visit My Website  |  CalTAP Blog

Joe Moore

Joe Moore
Division Manager
NMLS# 333648
Cell: 714-655-0116
Email: joe@caltap.com


Welcome! I am Mike Ramirez, a third-generation real estate consultant and proud member of the esteemed Ramirez Family. Real estate is in my blood—and my passion is helping you and your family buy or sell with expert guidance and local dedication.

Why Choose Mike Ramirez & CalTAP?

As a CalTAP Preferred Realtor since 2017, I partner closely with Joe Moore’s industry-leading team at Secure Choice Lending to bring California’s public employees, including teachers, police officers, firefighters, and military personnel, the absolute best in real estate and mortgage benefits.

Every client deserves a seamless, stress-free journey to homeownership. My mission is simple: simplify the process, deliver clear advice, and maximize your savings every step of the way.

Exclusive CalTAP & TAPUSA Homebuyer Benefits:

  1. No Underwriting or Processing Fees—Ever! Save an average of $1,895 instantly—no hidden lender fees.
  2. Free Rate Float Down: Lock in your rate, then automatically benefit if rates go down before closing.
  3. Up to $10,000 Cash-Back: Buy your first or next home using me as your CalTAP Realtor and receive up to $10,000 cash-back at closing—for closing costs, pre-paid expenses, or upgrades.
  4. Match or Beat Rate & Pricing Guarantee: If you find a better rate or pricing, CalTAP will match or beat it—guaranteed.

Who Qualifies?

  1. Public school & private school teachers and staff
  2. Police officers, sheriffs, firefighters
  3. Active & retired military
  4. California public agency employees
  5. Other community heroes throughout Southern California

Ready to Experience the CalTAP Advantage?

Whether you are a first-time buyer, selling or moving up, trust me to help you achieve your goals—with the best rates, unmatched savings, and a commitment to service you’ll feel at every turn.

Click here to Get Pre-Approved with Joe Moore Today!

Our CalTAP Financial Programs are Built for Homeownership

Buy a Home - Only 3% down

FHA Loans

VA Loans

Already Own a Home?

HELOC - Home Equity Line of Credit

Click here to learn more.