If you are looking to buy (or) refinance a home in 2025, You need to Take a Peak at CalTAP, the #1 home loan program for Teachers, Police, Fire, Military, and other public employees who serve our local California communities.

Did you know we also offer TAP – USA Teacher and Public Employee Home Loan Program for public employees in 38 states outside of California?

CalTAP & TAP USA Reward Benefits:

  1. No Underwriting (or) Processing Fees Charged Ever! ($1,895 value).
  2. Free Float Down if Rates Improve after You LOCK!.
  3. Earn up to $10,000 CASH-BACK using Mike Ramirez to buy your first (or) next home!

PLUS...

  1. We offer a MATCH (or) BEAT Rate & Pricing Guarantee! * view disclaimer

Who Qualifies for CalTAP?

  1. California State Teachers Retirement System (CalSTRS)
  2. California Public Employees Retirement System (CalPERS)
  3. Legislators Retirement System (LRS)
  4. Judges Retirement System (JRS)
  5. Or an Employee of a California Public Agency
  6. Retired & Active Military Veterans
  7. Private School Teachers & District Employees

If you are ready to buy your next home or refinance, please give Joe Moore a call (or) apply online with confidence that you will receive the "BEST" combination of interest rate, pricing, and customer experience available today!

CalTAP


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Financing Home Loans One Community at a Time

Questions about CalTAP? Email (or) Call Us!


Joe Moore

Joe Moore
Division Manager
NMLS# 333648
Cell: 714-655-0116
Email: joe@caltap.com

Mike Ramirez

Mike Ramirez
CalTAP Preferred Realtor
PLF Real Estate Solutions
BRE# 01257890
Cell: 310-968-3402
Email: mike247realtor@gmail.com

CalTAP is our way of saying Thank You for all you do to serve your local community.