Meet Your CalTAP and TAPUSA Team

Our CalTAP – California Public Employee Home Loan Program offers more than just another mortgage loan, and Secure Choice Lending is more than just your typical lender.

We have recently expanded our product line to include TAPUSA, our nationwide teacher and public employee home loan program for those buying or refinancing in 45 states outside of California.

Discover for yourself why our CalTAP and TAPUSA Home Loan programs are a secure choice for teachers and public employees by viewing recent client testimonials & reviews.

Meet your CalTAP & TAPUSA team today.

Management, Customer Service & Operations

Joe Moore
Division Manager
NMLS# 333648
Cell: 714-655-0116
Email: joe@caltap.com

Joe Moore is the Division Manager for Secure Choice Lending.
Joe's team specializes in working with Teachers, Police Officers, Military Personnel, and Firefighters, offering the CalTAP Home Loan program in California and TAPUSA out of state.
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Mark Hossler
President & CEO
TAPUSA Loan Officer of Record
NMLS# 1400446
Cell: 951-707-9364
Email: mark@caltap.com

Mark Hossler is the founding President & CEO for Secure Choice Lending. He is licensed in 45 states and is also the loan officer of record for TAPUSA, our nationwide teacher and public employee home loan program.
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Kathy Gullo
Senior Loan Processor
Account Manager for Joe Moore & Mark Hossler
Cell: 661-645-4308
Email: kathy@caltap.com

Kathy Gullo has been with the Huntington Beach office representing CalTAP since 2014 as a Senior Loan Processor and account manager for Joe Moore. Kathy has over 20 years of experience as a loan processor and operations manager.
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Vanessa Henderson
Senior Loan Consultant | NMLS 448785
Cell: 949-294-3841
Email: vanessa@caltap.com

Vanessa Henderson is a Senior Loan Officer and CalTAP Advisor for Team Henderson servicing the Inland Empire, including Riverside, San Bernardino, and Los Angeles County.
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CalTAP and TAPUSA Preferred Realtor Network

Annamae Gilberti
CalTAP & TAPUSA Client Concierge
Clever Real Estate (Nationwide)
Cell: 314-888-9705
Email: annamae@movewithclever.com
Website: www.movewithclever.com

Mike Ramirez
CalTAP Preferred Realtor
PLF Real Estate Solutions
BRE# 01257890
Cell: 310-968-3402
Email: mike247realtor@gmail.com
Website: mike247realtor.com

Meet Your CalTAP and TAPUSA Team

Management, Customer Service & Operations

CalTAP and TAPUSA Preferred Realtor Network

CalTAP and TAPUSA are our way of saying Thank You for all you do to serve your local community.